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Florida SIRS Deadline: What HOA Boards Must Do By December 31, 2026

Florida HOACompliance

Florida SIRS Deadline: What Boards Must Do By December 31, 2026

Most Florida condo boards remember December 31, 2025 as "the SIRS deadline." For a large group of associations, though, that wasn't the real deadline. HB 913 (2025) let associations that also owed a milestone inspection do both at once, and gave them until December 31, 2026. That year-end date is now about 12 weeks away, and the statute says plainly that it won't move: "In no event may the structural integrity reserve study be completed after December 31, 2026." The 2026 legislative session didn't change it either. The omnibus condo bill (HB 657) died in the Senate in March, so the rules boards are working under still come from HB 1021 (2024) and HB 913 (2025).

MyFrontYard · October 6, 2026

Colorado's New 30 Year Reserve Study Mandate: HB26-1099

Colorado HOACompliance

Colorado's New 30-Year Reserve Study Mandate: What HB26-1099 Requires

Reserve funding is the line item that keeps Colorado boards up at night. Underfund it and the roof, the paving, or the pool eventually turns into a special assessment. Owners are rarely ready for that. Much of the problem starts on day one. A developer sets the first budget while it still controls the HOA. That budget is often built to keep monthly dues low and sell units, not to pay for a roof 20 years out. By the time owners take over the board, the gap is already there. HB26-1099, titled Protect Financial Condition of Homeowners Associations, goes after that gap. Governor Polis signed it on April 13, 2026, and it took effect August 12, 2026. Here's what it requires, who it applies to, and what it doesn't do.

MyFrontYard · October 5, 2026

Florida HOACompliance

HB 1203 Explained: Criminal Liability for Records Mismanagement

Most coverage of Florida's 2024 HOA reform law opens with fines, architectural review, and garbage cans. Those changes are real, but they bury the part that changed the stakes for board members: HB 1203 made certain records failures a crime. Before July 1, 2024, a Florida HOA that stonewalled a records request mostly risked a civil damages claim and attorney's fees. Under HB 1203 (Chapter 2024-221, Laws of Florida), a director or community association manager can now face a criminal charge for the same conduct, provided the statute's intent elements are met. This article walks through each new offense, what it actually takes to trigger one, and what your board should be doing about it.

MyFrontYard · October 1, 2026

Compliance

Which States Actually Regulate HOA's? A 5-State Comparison

Most homeowners assume that somewhere in state government, there's an office that oversees HOAs the way a banking regulator oversees banks, or a licensing board oversees contractors. Across Florida, Texas, Nevada, California, and Tennessee, that assumption is mostly wrong — and the exceptions are more interesting than the rule. Of these five states, only one has an agency that can investigate a board and discipline it. One more has a regulator, but its authority stops at the condominium property line. The other three route essentially everything through civil court, with no government office to call first.

MyFrontYard · September 22, 2026

Florida HOACompliance

Florida's HOA Website and Portal Rules Are Now the Baseline: A 2026 Compliance Refresher

What boards and managers should do this quarter: - Confirm your website/portal obligation for your association's type and size, and verify you're actually meeting it — not just that a page exists. - Audit your records. Make sure the required documents are present, current, and access-controlled, with personal/sensitive data protected. - Tighten your fine and notice process so enforcement holds up to scrutiny. - Get new directors their required education on time, and keep proof.

HOA GURU · June 25, 2026